Banks and financial institutions require data to offer the most appropriate financing option for their customers. CIS offers proactive, timely solutions that leverage leading indicators to notify you of heightened consumer or business risk. When you understand the Credit Profile of an individual consumer or business, you can make strong business decisions. A Credit Profile contains information such as:

• monthly income or revenue
• debt-to-income ratio
• assets or collateral such as property
• outstanding loans
• on-time payment history

Understanding and building your Credit Profile is an important step in successfully managing and growing your business. Proactively build your business Credit Profile by paying bills on-time and maintaining a strong revenue stream, while working to lower debt. Building a strong Credit Profile can enable you to secure loans at competitive rates to grow your business while minimizing risk and maximizing revenue.

• Data to Make Informed Business Decisions: CIS provides unparalleled credit insights and reliability to empower      businesses to make informed lending decisions and provide the most appropriate financial product for your      customer.


• Risk Mitigation Services: We help you understand a consumer's or business' past behavior so that you can      manage and predict credit risk. Our services also help you lower your collections costs due to better lending      decisions.


• Access to a Broader Customer Base: When you register with CIS, you will have access to all of the consumers      in our network, and we will help to match you to those customers that will benefit from your service or financial      product.


• Business Growth: We help you grow competitively and increase your revenue due to better business decision      making and access to information such as:
  • Increased consumer insights
  • Outstanding loan information
  • Risk metrics
  • Consumer collateral tracking